Expert legal consultation to protect your dignity, stop illegal calls, and settle your debts with peace of mind. Your struggle ends here.
The law is on your side. If you recognize any of these behaviors, it's time to take legal action.
Receiving relentless calls (20-50 per day) from automated bots or abusive agents at odd hours (late night or early morning).
Using filthy language, shouting at you, or threatening to send police to your home for a "non-criminal" debt matter.
Agents contacting your parents, neighbors, or workplace HR to shame you and pressure you into payment.
Agents entering your premises without valid ID, using force, or refusing to leave until payment is made.
Accessing your contacts, morphing your photos, or sending threatening messages to your WhatsApp contacts.
Sending fake court notices, legal "summons" on WhatsApp, or fake police complaints to instill fear.
Calculate your potential settlement amount based on current legal precedents. We typically aim for a 30% settlement.
Slide to select your total debt across all banks/apps.
Potential Settlement Amount
*Basis professional legal negotiation. Results may vary by bank.
Most borrowers believe that defaulting on a personal loan or credit card is a crime that can lead to immediate arrest. This is incorrect. Debt default is a civil matter.
At DebtCure, we use these legal frameworks to build a shield around you and your family.
From stopping immediate harassment to final loan settlement, we cover your entire journey.
We send immediate legal notices to stop calls and visits from rogue agents within 48 hours.
Learn More →Negotiate One-Time Settlements (OTS) up to 70-80% waiver on interest and penalties.
Learn More →Break the debt trap of credit card rollovers and minimum dues with a legal exit strategy.
Learn More →Once settled, we help you rebuild your credit history to become bankable again.
Learn More →Empower yourself with knowledge. Recovery agents rely on your ignorance of the law.
Protected under IPC Section 503 & 506. Agents cannot use threatening words or gestures.
Calls are only permitted between 8:00 AM and 7:00 PM. No calling on holidays or during strange hours.
The Supreme Court has upheld that every borrower has a right to dignity. Agents cannot humiliate you in public.
Recovery agents have no power to enter your house by force or seize assets without a court order.
Let us handle the legal battle while you focus on rebuilding your life.
Protect My Family NowWhy thousands of Indians trust us with their financial future.
Our team includes high court advocates who understand the fine print of banking law.
We represent YOU, not the bank. Our goal is the maximum benefit for our clients.
We don't just send notices; we ensure the harassment stays stopped and the debt is settled.
Upload your documents, track your progress, and get help from across India digitally.
Hear from people who regained their freedom through DebtCure.
I was getting 20+ calls daily. Nightmare tha bilkul. After contacting DebtCure, legal notice was sent and harassment stopped within 3 days. Meerut mein ab main sukoon se reh raha hoon.
Technically regular payments were impossible after job loss. DebtCure team ne bank se baat karke ₹5 Lakh ka loan sirf ₹1.5 Lakh mein settle karwa diya. Middle class family ke liye ye kisi chamatkar se kam nahi.
App-based lone providers were threatening my sister. Maine har jagah try kiya par kisi ne help nahi ki. DebtCure specialists handled the cyber legalities and stopped those agents in 24 hours. They saved my family's dignity.
Our proven 3-step legal process to resolve your debt issues.
Submit your loan details and tell us about the harassment you're facing. Everything is kept 100% confidential.
Our lawyers review the violations by the bank/NBFC and issue a formal legal notice to cease and desist all illegal activities.
We handle the negotiations for settlement, verify the closure letters, and help you get an official 'No Dues Certificate'.
Over 5,000+ Indians have already reclaimed their peace of mind.
Answering your doubts about debt, RBI guidelines, and legal rights.
No. Defaulting on a loan is a civil case, not a criminal one. You cannot be arrested just for default. However, cheque bounce cases (Section 138) or hiding assets can lead to criminal proceedings, which is why professional legal representation is vital.
RBI guidelines strictly forbid calling before 8 AM or after 7 PM, using abusive language, and contacting friends/family. Agents must also carry identification and an authorization letter from the bank.
Yes, loan settlement is a perfectly legal negotiation process between a borrower and a lender (Bank/NBFC) under the Indian Contract Act. It allows the borrower to close the debt by paying a mutually agreed lump sum amount.
You must file a cyber-crime complaint and issue a formal legal notice. DebtCure specializes in handling aggressive recovery tactics from app-based lenders, providing you with a legal shield and privacy protection.
This is a serious violation of your Right to Privacy. We can help you file a formal complaint with the Banking Ombudsman and seek damages for defamation and mental agony caused by such illegal visits.
Section 138 of the Negotiable Instruments Act deals with dishonored cheques. It is a criminal offense if a cheque is bounced due to insufficient funds. DebtCure provides legal defense to help you handle these notices and settle out of court.
A settlement shows as 'Settled' on your report, which temporarily lowers your score. However, once you are debt-free, we guide you through our Credit Score Builder program to restore it within 6-12 months through legal and financial strategies.
Yes, in 99% of cases, you can travel abroad. A loan default is a civil matter and does not restrict your movement unless there is a specific court order or if you are declared a 'Willful Defaulter' by an investigative agency.
Most WhatsApp notices sent by agents are fake or unofficial templates meant to scare you. A real court summons is served physically or through registered post. We verify all such digital notices to ensure you are not being duped.
You can file it through the CMS portal of RBI. However, you must first have a rejected complaint from the bank. DebtCure lawyers handle the entire drafting and filing process to ensure your voice is heard by the regulators.
Our legal team is standing by to take charge of your situation today.